PMO India Mr. Narendra Modi has announced the official launch of USSD services of mobile banking which even works on a normal mobile which doesn’t have any internet option.
With the USSD (Unstructured Supplementary Service Data) mobile users usually check their Prepaid/Postpaid mobile balance and credit details.
Now you can check your Bank balance, Transfer Funds, get last transaction details, etc. on your mobile by just dialing *99# (absolutely toll free)
How to enable USSD Mobile Banking Services?
As of now most of the Indian Banks are included in the service list. If your bank is listed below you can just follow the below steps:
Link your mobile number to your bank account.
Dial *99# or use the direct codes below on your mobile phone user the dialer.
You will receive a welcome message from NUUP (NUUP- National Unified USSD Payments). Click OK.
Fill the first 3 letters of your bank against short name or First four letters of IFSC code. (You can skip this step if your use direct code)
Select your desired option for banking like Fund Transfer, Last transactions, etc.
What is *99#?
*99# is a USSD (Unstructured Supplementary Service Data) based mobile banking service from NPCI (National Payments Corporation of India) that brings together Banks & TSPs (Telecom Service Providers). Using *99# service, you as a bank customer can access mobile banking services by dialing *99# from your mobile that is registered with the bank.
Dialing this number *99# is tollfree, but when you initiate any transfer a small fee of Rs.1.50 may be charged per session as per your telecom operator.
S. No. | Bank Name | Category | First 4 Letters of IFSC | Short Code | Multimodal Code |
1 | Abhyudaya Co-op Bank | Co-op | ABHY | ACB | *99*87# |
2 | Allahabad Bank | Public | ALLA | ALB | *99*54# |
3 | Andhra Bank | Public | ANDB | ANB | *99*59# |
4 | Apna Sahakari Bank | Co-op | ASBL | APN | *99*85# |
5 | Axis Bank | Private | UTIB | AXB | *99*45# |
6 | Bank of Baroda | Public | BARB | BOB | *99*48# |
7 | Bank of India | Public | BKID | BOI | *99*47# |
8 | Bank of Maharashtra | Public | MAHB | BOM | *99*61# |
9 | Bhartiya Mahila Bank | Public | BMBL | BMB | *99*86# |
10 | Canara Bank | Public | CNRB | CNB | *99*46# |
11 | Central Bank of India | Public | CBIN | CBI | *99*51# |
12 | Corporation Bank | Public | CORP | CRB | *99*57# |
13 | DCB Bank | Private | DCBL | DCB | *99*65# |
14 | Dena Bank | Public | BKDN | DNB | *99*78# |
15 | Federal Bank | Private | FDRL | FBL | *99*72# |
16 | Gujarat State Co-op Bank | Co-op | GSCB | GSC | *99*90# |
17 | Hasti Co-op Bank | Co-op | HCBL | HCB | *99*89# |
18 | HDFC Bank | Private | HDFC | HDF | *99*43# |
19 | ICICI Bank | Private | ICIC | IICI | *99*44# |
20 | IDBI Bank | Public | IBKL | IDB | *99*49# |
21 | Indian Bank | Public | IDIB | INB | *99*58# |
22 | Indian Overseas Bank | Public | IOBA | IOB | *99*52# |
23 | IndusInd Bank | Private | INDB | IIB | *99*69# |
24 | ING Vysya Bank | Private | VYSA | ING | NA |
25 | Janata Sahakari Bank | Co-op | JSBP | JSB | *99*81# |
26 | Karnataka Bank | Private | KARB | KTB | *99*76# |
27 | Karur Vysya Bank | Private | KVBL | KVB | *99*75# |
28 | Kotak Mahindra Bank | Private | KKBK | KMB | *99*68# |
29 | Mehsana Urban Co-op Bank | Co-op | MSNU | MUC | *99*82# |
30 | Nainital Bank | Co-op | NTBL | NTB | *99*80# |
31 | NKGSB Co-op Bank | Co-op | NKGS | NGB | *99*83# |
32 | Oriental Bank of Commerce | Public | ORBC | OBC | *99*53# |
33 | Punjab & Maharashtra Co-op Bank | Co-op | PMCB | PMC | *99*88# |
34 | Punjab & Sind Bank | Public | PSIB | PSB | *99*71# |
35 | Punjab National Bank | Public | PUNB | PNB | *99*42# |
36 | RBL Bank | Private | RATN | RBL | *99*79# |
37 | Saraswat Bank | Co-op | SRCB | SRC | *99*84# |
38 | State Bank of Bikaner & Jaipur | Public | SBBJ | SBJ | *99*70# |
39 | State Bank of Hyderabad | Public | SBHY | SBH | *99*60# |
40 | State Bank of India | Public | SBIN | SBI | *99*41# |
41 | State Bank of Mysore | Public | SBMY | SBM | *99*73# |
42 | State Bank of Patiala | Public | STBP | SBP | *99*62# |
43 | State Bank of Travancore | Public | SBTR | SBT | *99*67# |
44 | Syndicate Bank | Public | SYNB | SYB | *99*55# |
45 | Tamilnad Mercantile Bank | Private | TMBL | TMB | *99*77# |
46 | The South Indian Bank | Private | SIBL | SIB | *99*74# |
47 | UCO Bank | Public | UCBA | UCO | *99*56# |
48 | Union Bank of India | Public | UBIN | UOB | *99*50# |
49 | United Bank of India | Public | UTBI | UBI | *99*63# |
50 | Vijaya Bank | Public | VIJB | VJB | *99*64# |
51 | Yes Bank | Private | YESB | YBL | *99*66# |